ChangshaThe amount in the provident fund account was finally available for renovation and property maintenance on 23 october. But don't get excited too soon. The five thresholds are wrong。
The country is following up with the boss
On 20 september, the newly revised regulations on the housing provident fund were formally implemented, bringing the renovation of the home and the payment of property expenses to the drawing line for the first time. Changsa reacted quickly, and on september 23rd, the nac was issued. Document no. 12, which specified that it would be implemented on 23 october, left nearly a month of preparation window for citizens。
It's a big white saying: you don't have to buy a house and repay two exits. Now it's hard to make a whole house, to pay for property, and to pay for property maintenance. For the needy, the money finally went to sleep without looking at it。
What do you think of the money
The algorithm is very direct: $1,500 per square metre, which covers 144 square metres by the size of your building. A maximum of 150,000 flats per 100 flat, 120,000 flats per 80 flat, and 216,000 caps per 144 flat and above. Attention is drawn to the size of the building, the number on your contract for the purchase of the house, not the interior area。
There are hard limits to eligibility: it must be the first or second home, and the registration of title is within the last five years. Those who do not have a home book are extrapolated by the time of filing a contract for the sale of a commercial house. More than five years, or three or more, this road has been blocked and cannot be mentioned。
We're just gonna have to get the whole house in a hard suit
The range that can be mentioned is very dead: holistic hard-on. This is the result of the overall renovation of the kitchen guards, the renovation of the entire wall, the replacement of the floor and the replacement of the doors and windows. But you have to sign a contract for the renovation of the entire house, a kitchen, a wall, a window, a partial repair, all outside the scope, and call you back directly。
Furniture, household electricity, curtains, lamps, wallpapers and custom cabinets, which are not included in any of these soft suits. You can't put a $100,000 couch and air conditioner in the renovation fee to raise the pool. The contract, which contained all hard-fit construction projects, with less coverage of one room or an additional amount of soft-clothing costs, could have been rejected and the money could not be collected。
One of the five thresholds is missing
The first is a time frame: an application must be submitted within one year of the date on which the contract for the construction of the renovation works was signed, it is cancelled directly, there is no grace period and there is no material for the extension. The second is a limited number of times: each family can only submit the same room once, with a change of family member to apply again, with a five-year interval between the two。
The most important are the vouchers, the three sets of which are indispensable: the contract for the renovation works, the certificate of entry for the renovations issued by the property (the deposit, the filing, the management agreement) and the invoice for the cost of the renovations, with one less to run. In addition, the upper limit of 216,000 is shared between the spouses, not to mention each other, and the system is combined。
Property fee tax and maintenance funds are loose
In the same circular, four additional steps were taken: property fees could be raised at a rate of $3,000 per year; tax and property maintenance funds could be withdrawn once in 36 months; the creditable threshold could be eased to the second flat; and business transfer operations could be liberalized to the second suite. The long-salary owner's share of the fund was spent a lot more than just staring at the exit。
Of these, property maintenance funds are the most effective for long sand owners. It was locked in a special account after it had been handed over, and it took a long period of time to use the basics of the house for quality problems. Those families that have just paid their money, which is immediately to be renovated, are now able to do so directly within 36 months, amounting to an additional amount of cash。
We should get ready now
The policy was only formally implemented on 23 october, but you can start making preparations today. The first step was to review the property certificate or the contract for the purchase, confirming that the registration or filing of the title was within nearly five years; the second step was to go to the property industry and ask whether they could provide you with proof of access to the renovation, specifically the deposit, the filing of records or the management agreement, so that the property would not be stuck to you by the word "failure"。
Before the renovation contract is signed, you must make a call to the long s. A. C. To make sure that your materials will pass. Don't wait for the money to be spent and the contract signed to die before finding an invoice or a physical certificate. The amount of 216,000 was heard, but none of the five thresholds could be bypassed。
Do you still have five years to register your property? When are you going to do the renovation? The comment section said that it would be useful to pass it on to your friends who wanted to be renovated。
