As soon as the tax and maintenance fund had been paid, the first reaction of many of the employees who had contributed to it was whether or not the money could be removed from the pool. The answer is yes, and it can now be done online, and all the points are set out below, suggesting that they be collected directly。
Who can? How much can you say
Employees who have contributed to the provident fund in the canton can apply for a draw tax and a public maintenance fund for themselves and their spouses. The ceiling is clear, i. E. The amount of tax bond invoices actually paid, plus the amount of maintenance fund bills, totalling up to the maximum, not exceeding, not exceeding and not exceeding, and the same set of houses is allowed to be drawn only once and not to be broken down twice。
This policy covers only tax and public maintenance funds arising from the purchase of commercial housing, and is not covered by rental subsidies, taxes on second-hand housing transactions, and decorating expenses. So before you get ready to apply, make sure that you buy a commodity house and that the bill is clearly marked with a tax or a public maintenance fund, so don't mix the purchase invoices with the renovation receipts。
Five-year window period
The time requirement is five years after the purchase of the house and a one-time withdrawal request can be submitted at any time with valid proof. Don't think it's only possible for the month of delivery. It's a valid application period for five years from the date on which you actually paid the tax and maintenance fund. It was suggested, however, that it should not be delayed until the fourth year and that in the event of a loss, it would be necessary to return to the tax administration or the developer for further delay。
To give practical examples, the houses purchased in june 2024, the tax due in july and the maintenance fund were available until july 2029. If there were an outstanding provident fund loan in the account, the draw-down balance would be reduced and the amount of the monthly deductions would remain unchanged, but the balance of the account would not be sufficient to sustain the subsequent deductions, avoiding a shortfall in the balance that would affect personal calls。
List of materials prepared at once
The core material consists of five types: personal valid identity documents, personal type bank cards, real estate title certificates, formal certificates for tax clearance, and bills paid by the public maintenance fund. If the spouses are also involved in the joint collection, an additional certificate of marriage is required and the marriage certificate is the most direct. All the materials were original and an additional copy was provided in order to prevent the windows from being checked and to be left behind in order to make a quick run。
The most easily rejected on-line is the incomplete completion of the real estate title. The correct format is twilightZhouzhou cityImmovable property rights no. 1000000, each character must correspond, with no area name written or digit digit digit digit digit digit digit digit digit digit digit digit digit digit digit digit digit digit the paper is filmed with sufficient light and complete edges, and vague photographs are required to be uploaded again, delaying the review process。
We're on the four-step line
Opens the app, opens the front page to the provident fund area or directly search for the topics of the provident fund, clicks and then selects me for withdrawal, and finds the taxes public maintenance fund in other withdrawal categories. Name, id number, real estate title number, withdrawal of amount, final-point file scanning, photo uploading of real estate certificates, tax instruments, maintenance fund bills, etc., by page, and waiting for the receipt of the accounts。
The entire online process can be completed within 15 minutes. The check is usually completed within three working days of submission, the money is entered directly into the type of bank card that you have filled in, and a text message is sent to you on arrival. If the review is returned, the page will be marked for specific reasons, usually because the photograph is not clear or the information is filled in wrongly, so that it can be submitted again with modifications, without queuing。
Underline window accepts on-site
Those who are not used to mobile phone operations take all materials directly to the municipal service centre or the provident fund window of the municipal service centre. Staff members implement one-time notification and one-window processing by placing identification cards, real estate certificates, tax instruments, maintenance fund bills and type i bank cards on the table, with material processed on the spot and not used for a second trip. Office hours are from 9 p. M. To 5. 30 p. M. On working days and are closed on weekends。
The advantage of a window is that someone can help you check each item and find that the amount of the document and the property information on the real estate certificate is not matched, or that the condition of a type of bank card is abnormally broken, so that you can correct it on the spot. Online encounters with system bugs or page loading failed, and can also go directly to the window using a paper sheet. The auditing rules are the same。
It's an easy pit
The first is a miscalculation of the amount, which is strictly based on the amount actually paid on the document, and is not estimated as a percentage of the house price, nor is it self-filled. The second is material forgery, a process that follows the principles of good faith, the forgery of tax invoices or maintenance fund vouchers, the disqualification of withdrawals and the inclusion of letters of call records, and the legal liability of serious cases, should be exhausted。
The central purpose of this policy is to reduce subsequent expenditure on home purchases, so that the provident fund is actually available to the civilian population, not just to repay loans. Direct access to the 0558-123229 state provident fund hotline, where it is impossible to do so, is much more reliable than the manual sit-ins that they themselves are able to access online. The tax and maintenance fund you paid when you bought the house was successfully raised from the provident fund? You're welcome to talk about your business experience in the comment area, and if you think it's useful, you can put it in the collection and transfer it to a friend with whom you just moved in。
