Just paid the maintenance fund and tax. LuoyangThe provident fund new dealIn october, six scenes were officially landed and the renting was simplified. This relates to thousands of dollars per year, which are still unknown to the employees。
The maintenance fund and the tax
The new policy extends the scope of withdrawals from "sole withdrawals" to "housing plus tax plus maintenance funds". Once you have paid for the house, you will be able to pay taxes and special maintenance funds. The extra $20,000 to buy a suite, the money in the pool account can be used to hold you off without any cash, and the pressure to pay for the room is much smaller。
In addition to the maintenance fund, reservoirs purchased in the same property management area can also draw from the provident fund. Attention to border demarcation: garages, parking spaces, basements, commercial and other non-residential premises are not counted. The policy is to open up the withdrawals to these small expenses so that you don't get over a bunch of bills in the months after you leave。
What material to carry in an application for extraction
At the time of extraction, identification cards and bank cards are essential. Tax withdrawals are accompanied by tax invoices, maintenance fund withdrawals are accompanied by payment certificates and storage rooms are accompanied by purchase contracts and invoices. With regard to the proof of real estate, a real estate certificate is available; if the property has not yet been issued, the combination of the purchase contract and the purchase of the housing invoice can also be used, without the need to wait for the death certificate。
Once the materials are available, the application is submitted to the service hall of the housing fund management centre in loyang city or to the provident fund window of the central city government service centre. It is recommended that the nearest service site and opening hours be confirmed in advance on the official public sign of the luoyang provident fund and that the process be completed in one or two hours, without the monday morning queuing。
Property heating, electricity and water can be raised
The new policy is one of the most gas-intensive items: property, heating, electricity and water for self-inhabited housing. For $1,000 a month, you can put it together every 12 months or every 6 months, depending on how you plan your own funds. There was no need to save invoices for actual sales and quota management saved reconciliation troubles。
Note that quotas are not actually reported for sale. Whether you spend 300 or 800 dollars this month on property, the ceiling is $1,000 a month. Up to $12,000 a year and up to $6,000 a year. The amount does not seem to be significant, but the average household is barely covered and is not wasteful by the fact that it is almost 780 to 1,000 hours of heating and water and electricity per month。
It's only for deposit
Previously, the "no house" status, the domicile and the deposit place were checked. Now it is only the verification of property at the place of deposit, which is not counted directly. For young people who work in luoyang and have a home home, this change has a direct impact on your ability to apply for rental accommodation, and the threshold of access has actually fallen。
By way of example, li's domicile is in loning county, where he works at an office in the western region, where the amount is paid. It was determined that he had no room, except for the central city, which had no real estate in the lonin district. The same policy applies to new citizens, young people who have recently graduated from school to work in rolo, who were previously stuck in residential properties and are now able to do so。
Renting is automatic
Qualified rental accommodation is available on-line, without monthly running the lobby. As a result of the audit, the provident fund is transferred directly to your bound bank card in accordance with the agreed cycle and has received a text message alert on arrival. The process has largely achieved zero running legs and saved the cost of a monthly trip for young people with modest monthly salaries but with the largest fixed cost of renting a house。
This is subject to the provision of proof of houselessness or a rental contract, and the amount withdrawn does not exceed the local monthly rent limit. During the implementation of the policy in 2026, the online entrance to the lØjing provident fund official app and the micro-intelligence applet generally arrives three to five working days after submission. It is recalled that the annual renewal of the houseless certificate resulted in the rejection of the withdrawal the following month。
Expatriate house purchases and loan packages have been optimized
The withdrawal rules have also been adjusted for workers who have contributed to the fund in lauyang and who have gone to buy a house outside the country. There was no need to line up at the site of the deposit, and the online submission of the contract and invoice for the purchase of the house could be applied for, with the approval cycle constricted to five working days. At last, the extraction route for the inter-municipal purchase of the house was kept up, with the saving of high iron tickets and leave deductions。
Complementary optimization of loan packages: after buying a house on a provident fund loan, the amount of the monthly loan repayments can be hedged on a monthly basis without saving up to one year. The drawing rules for portfolio loans, i. E., loan-cum-stock payments, have also been harmonized, and the amount calculated as part of the provident fund no longer gives rise to confusion as to how much to add to the two sets of criteria。
When you're through with the maintenance fund, do you take the pool or do you digest yourself? The comment section shares your experience, and it feels useful to send it to friends who have just bought a house or are ready to rent it。
