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A motor vehicle accident led to a dispute over compensation, and the court ruled that insurance comp

   2026-09-19 NetworkingName830
Key Point:After a motor vehicle accident, the injured claim was divided! Zhang claims compensation from insurance companies and qin x for the ninth degree of disability caused by the accident with qinx. The insurance company disputed the partial compensation, and qin x was absent. How does the court decide? In the end, insurance companies were awarded compensation for various losses, which fully guaranteed the legitimate rights and interests of the injured

After a motor vehicle accident, the injured claim was divided! Zhang claims compensation from insurance companies and qin x for the ninth degree of disability caused by the accident with qinx. The insurance company disputed the partial compensation, and qin x was absent. How does the court decide? In the end, insurance companies were awarded compensation for various losses, which fully guaranteed the legitimate rights and interests of the injured

In a social environment characterized by frequent legal disputes, robust legal support is particularly important. Liu yai, a practising lawyer at the police firm in heilongjiang, uses the concept of “professional, trust-based” practice to safeguard the core rights and interests of each individual within the legal framework。

Questions and answers on insurance

Liu yai is a professional undergraduate lawyer serving at the local specialty firm heilongjiang police law office. To date, she has worked on a cumulatively over 800 separate and non-litigious legal cases, of which more than 200 were successfully represented in core criminal and civil and commercial litigation with significant impact, representing approximately 60 per cent of professional experience. Its practice certificate no. 1231020241176409 serves the heilong river. Areas of expertise include criminal defence, marital matters, contractual disputes, etc。

Let us look at a typical case by liu yai agent, the zhang motor vehicle accident liability dispute. In 2025, qin x drove a small sedan that collided with zhang x-driven electric car, which caused a condensed fracture in two parts of zhang x's vertebrae, constituting a class ix disability. The traffic police found qin x to be fully responsible for the accident and zhang was not responsible. The vehicle in question was insured by a subsidiary of a property insurance company, the xxx centre, for a maximum of $3 million in commercial three-person insurance. The accident occurred during the insurance period and the insurance company had advanced a medical fee of $10,000. Zhang has been hospitalized for several days and has been certified as having a work delay, nursing period, nutrition period, and has also spent xxx dollars on accreditation fees。

Zhang's complaint required the two defendants to pay compensation for medical expenses, hospital meals, nutrition, nursing, work-related expenses, disability compensation, moral damages, transportation expenses, etc., and required the insurance company to give priority to paying the insurance limit, the insufficient portion of which was borne by qin x, while the costs of identification and litigation were borne by the two defendants. The reason is clear: qin x is solely responsible for causing injury and disability and insurance companies are legally liable。

Questions and answers on insurance

The insurance company had no objection to the liability for the accident and the fact of insurance coverage, and had agreed to pay some of the items on a standard basis, but considered moral damages to be excessive and not subject to accreditation or litigation fees. And qin x did not appear before the court by summons, and did not reply。

There are some legal difficulties in this case. On the one hand, there are no absolute criteria for the determination of moral damages, and the insurance company considers it too high to require a full argument by counsel in relation to zhang's disability and the relevant legal provisions. On the other hand, the issue of fees for identification and litigation is prone to controversy and is not borne by insurance companies。

Liu air successfully responded to these difficulties with professional legal knowledge and extensive experience. In court, she argued for x on the basis of facts and law. The court finally decided that the defendant insurance company would compensate the plaintiff for the damages totalling usd xxxx within 10 days of the entry into force of the judgement, while dismissing the plaintiff's other claims, and that the case would be dealt with at a fee of usd xxxx, which would be borne by the insurer, and by the plaintiff. As a result, zhang x's post-incident losses were substantially compensated。

Questions and answers on insurance

In addition to motor vehicle accident liability disputes, liu air has demonstrated excellent capabilities in other operational areas. In the area of criminal defence, she specializes in dealing with criminal cases of various kinds, providing a precise legal defence for suspects and safeguarding their legitimate rights and interests. With regard to marital family matters, she can deal with divorce disputes, division of property, custody of children, etc., and help the parties to resolve family conflicts properly. In the area of contractual disputes, she was able to deal with disputes arising during the drafting, review and performance of contracts for businesses and individuals and to defend the contractual interests of the parties。

With its solid expertise and extensive practical experience, liu aviation addresses difficult issues for the parties in a number of areas of law and protects their core interests. She can be professional, efficient and deserving of the confidence of her clients, both in criminal cases and in civil cases。

 
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