The company was ordered to dismiss the contract after it had been open-ended for more than 10 years. It took me half a year to get paid by the social security boardOld-age insuranceOnly nine years had actually been paid, and the 15-year minimum retirement threshold was six years short. Most people panic and feel that they can only last a year, really not。
The moment we discovered the gap
For the first time, many people see the true figures when they go to iess to retire or to file their contributions. The window screen displays a cumulative contribution period of 9 years and 4 months, almost four years away from the 13 years that i expected, and the whole person is on the scene, with a softer leg standing in front of the counter and wondering who to talk to。
Especially in the case of an open-ended contract that has been in place for more than a decade and you think the social security scheme has been withheld for 13 years with the pay, and it turns out that two and a half years have passed since the company failed to pay. The n+1 compensation for the layoffs came in hand, and the big piece of social security went into trouble, and it was too late for you to look into it。
Don't let it happen
The first reaction of the vast majority of people is "i'm going to turn it in," and it's only a few more years to turn on the phone calculator. But it is true that the state has not completely rejected the payment, and that the different reasons for the severance correspond to a completely different path of treatment, and that it may be a few years less than you think it is。
The point is: what is the reason for your default? Whether the unit was supposed to be unpaid, or did you stop working as a flexible employee after you left the company, or did you join the policy early and catch up? For three reasons, the policy profile is completely different, and the confusion leads to the departure of the social security board several times and to the loss of time。
A one-time payout route for old participants
The 1 july 2011 date for the official implementation of the social security act is a critical timeline that must be borne in mind. Persons who have already started paying their employee's pension insurance before that time are not enough to reach the mandatory retirement age. They can be paid up to five years each, five years to complete the portion that is still insufficient。
However, the passage was closed for those who had first been insured after 1 july 2011, without exception. For example, you will not be admitted to the sss until 2015, even if it does not last more than 15 years, but you will continue to pay up to the full amount of one year and no one-time contributions are eligible。
Unit leak is unit account
During the indefinite period of the contract, the company's monthly salary, which was deducted from the social security contribution, was not paid to iess or was not withheld at all, and the responsibility for the break-up was entirely vested in the enterprise and had nothing to do with you personally. You have labour contracts, payment of wages, attendance records, complaints to the social security collection department, and requests the unit to make up the outstanding contributions。
If the original unit has been written off, has run off or has been left behind, labour arbitration may take place or a complaint may be filed directly. Following the successful arbitration, the iess issued an audit notice to enforce the unit deadline for the payment of the money from the unit account and the individual was not required to pay for it. However, the sooner the material is collected, the longer it takes three or five years, the harder it is to access personnel files and contribution records。
TurnAgeing of residentsBottom
If the economic conditions are indeed limited, the annual social security contributions to employees are too stressful to allow for old-age insurance for urban and rural residents who are domiciled. Most of the regions provide for a lump sum payment of 15 years or less, which is paid on a monthly basis, a threshold much lower than that for old age, suitable for friends who are under economic stress and do not wish to delay their contributions for a long period。
At the time of transfer, the entire balance of the employee's personal pension account is incorporated into the resident's pension account and a penny is not wasted. However, there is a difference in treatment: one hundred dollars per month may be spent on old age, and workers usually move up 1,000 years, with adjustments made each year. Count both sides before the election, so don't get confused。
What's the trade-off
In addition to the above three cases, there are two common routes. The first is to continue to pay retirements on an annual basis to the end of 15 years, with the benefit of an employee's pension, which is a high standard and adjusted annually, and the second is to voluntarily request the termination of the relationship by removing the personal account balance once and for all, without a monthly payment, which amounts to the total amount paid。
Refunds amount to more than 10, or even 20 years of paid-off, with only the small amount of money returned to the individual account, which is very uneconomical and the vast majority of people do not recommend. Social security rules vary from place to place, and any business must be preceded by a call of 12333 or an identification card to the social security window at the place of incorporation, subject to the latest regulations of the local operator, with the exception of online accounts。
How many years have you actually paid your pension? Have there been cases of non-payment or self-payment? The comment section will talk about your experience, try to put it on the table, pass it on to relatives and friends who are about to retire, and don't let them get scared "only slow."。
