New vehicles should be insured against increased risk, tri-risk, vehicle loss, non-compensation, scratching, etc. As compulsory state insurance, the risk insurance is a necessary guarantee for new vehicles to cover the damage caused by the accident. The three are a strong complement to strong risk insurance and can select a premium according to their circumstances. Vehicle loss insurance ensures that the vehicle loses due to accidents, etc. The absence of such an exemption would reduce the economic burden on the owner and compensate the insurers for the exemption. The scratches provide protection for the minor rubbing of the vehicle and provide better care for the new vehicle。
The first compulsory insurance system in the country, known as the compulsory insurance of liability for motor vehicle traffic accidents, is established by national legislation. In the event of a road traffic accident in a vehicle, resulting in the death or injury of the victim and the loss of property, the insurance company will pay compensation within the limits of liability. Regardless of the size of the accident, it provides the injured party with basic security and ensures that there is some financial support for the handling of the accident and that the vehicle is legally on the road。
Three risk, third party liability. In the event of an accident in the course of the use of an insured vehicle by the insured person or a legal driver authorized by the insured person, resulting in the injury or death of a third person or direct damage to property, the insurance company is liable under the law for financial liability. It is an important complement to the inadequate levels of risk compensation, with a variety of options, with drivers being selected on a case-by-case basis, typically at levels ranging from 200,000 to 500,000, which greatly enhances the ability to respond to major accidents。
Vehicle insurance primarily protects the vehicle itself. In the face of various accidents, losses to vehicles can be covered by vehicle loss insurance. However, it should be noted that, for example, vehicle modifications, loss of contents in the vehicle, and flooding, and loss of motors due to earthquakes, are not covered by the insurance policy。
The exemption is usually attached to other commercial risks. In the event of an accident, the insurance company would have a percentage of the exemption if it had not been waived, and if it had been purchased, it would have made it possible for the insurance company to assume that exemption, reduce the economic burden on the owner and truly ensure that the insurance function was comprehensive。
Striking is a very sweet safeguard for new cars. New drivers, in particular, will inevitably have small bumps while driving, with minor scratches on the appearance of the vehicle. The scratches would allow for the settlement of such cases and for the vehicle to remain in good physical condition。
In short, these risks are unique when new vehicles are insured. Strong risk insurance is the basis for protecting the road; triple risk insurance, vehicle loss insurance enhances the ability to respond to accidents and third-party losses; avoids the risk of reducing their financial burden; and cuts to protect the appearance of vehicles. A reasonable combination of these risks provides comprehensive and appropriate safeguards for new vehicles。
