Did the family pay their insurance this year? There are some new ways of this policy, and it may be a loss。
First of all, the most critical is the fact that in 2027, the minimum individual contribution rate for urban and rural residents was set at $400 per person per year, which has been rising for three consecutive years. Somebody frowns when they want to pay. Is $400 expensive? Let's think in a different direction, the government's subsidy to everyone is not less than $724, almost twice as much as you yourself. There is no loss in the sale of the country's large and individual。
But $400 is a start-up price, not a national price. Guangdong jiangmen is set at $430, tianjin is in two classes, 450 in the lower class and 1130 in the upper class. The cost of health care varies from place to place, the pressure of the fund varies, and the price is naturally high and low, which is called tailor-made。
It's really time to be careful. In many places in previous years, the concentration period could be delayed until late january of the following year, and the wind has changed this year. Guizhou opened its doors in september and closed on 31 december on time; parts of hunan drove from 1 october to 31 january 2027; and henan for many years was from 10 october to 31 december. The sooner the gate closes, the sooner you want to drag to the last few days to squeeze the system, the sooner the system does not have to wait for you。
Why did the country take the window forward? There's a book of rewards and penalties. The long-acting mechanism, which has been in place since 2025, is clear and clear: four years of continuous insurance, and for every additional year of contributions, the top line is raised not less than $1,000; if a full year is not reimbursed, the amount of the next year's major illness is also added, and the two rewards can be added. The longer the annual payments are made, the less the reimbursement is normally made, the higher the ceiling that can be reimbursed at a critical time。
In turn, the price of the breakback, it's called hard. With the exception of special groups such as newborns, who do not pay their contributions during the centralized period, they wait three months before being insured, and no money is paid for the three months of hospitalization. For each additional year, the waiting period is one more month. A break of three or five years, an empty window period of more than six months hanging over your head. Is it worth the risk that there are old people and people with chronic diseases
Go ahead and tell a rumor. A lot of older friends ask questions, don't you think? That's pure blackmail. The government pays the full fee for the free payment to groups in need, special hardship cases, orphans and persons with severe disabilities; the low-income group, the poor who have returned to poverty, the monitoring household is the government, and the individual pays, as in the case of some locations in the north of the lake, where the low-income families pay only $40. It is a matter of civil status and age. Seven years old and 80 years old, as long as they are not on the list, will be paid at $400。
There is also a category of people who are the easiest to step on, change jobs and engage in flexible employment. As soon as the employee's health insurance was suspended, many thought that the residents' health insurance would be automatically connected. It is good to continue within three months, some of which will be available for the month in which the payment is made. If the waiting period is too late, the contribution will have to be based on the total amount of the year, and there will be no justification for eating the mute。
It's not too hard to pay. There are small tax procedures in the province where weshin and bao ri search are carried out, in guangdong there are medical insurance, in guangdong, and in hubei, there are a few minutes. Old people who don't mess with mobile phones, village councils and communities are run by people. Sign the bank's deduction and have the money ready in advance。
The last line is: the security link in a strange text message, not a bit; the one who claims to be the deputy's money transfer. Every year, at this point in time, liars focus on the elderly in rural areas. Once the certificate is paid, dial 12393 or 12345, which are more reliable than anyone。
In three words: a minimum of 400 dollars, with the possibility of floating around; multiple payment gates closing ahead of 31 december 2026; successive payment of prizes and penalties. In exchange for several hundred dollars for a full year of outpatient, inpatient and infirmary care, the family can save money. That's why i lost my watermelon. Taking advantage of the end of the year, you'll have to go through the whole family's security。
